Cheap insurance for young male drivers is seen as a bit of an oxymoron because men drivers have been statistically proven to be involved in more auto-accidents which means they file more claims. Furthermore, young men are seen as even bigger risks because of their inexperience behind the wheel. So when looking for deals on vehicle coverage males seem to already be at a disadvantage because of the gender-mates that have preceded them. I’d like to talk about five easy ways to save on insurance with lessons from a coach.
One of the great things about sports is the coaches and managers that teach the game. Regardless of what game you pick you will find great people that are teaching skills and life-lessons through their respective sports. The first lesson you can take from a coach to save money is that your identity will follow you. By this I mean that if you establish yourself as a good driver from day one, you will be able to save money on and find cheap insurance for young male drivers. If you start off having accidents and filing claims you are more likely to become a pariah in the eyes of any insurer. So, it is best to establish a good identity early on in your driving life.
The second lesson you can take from a coach to save money on cheap insurance for young male drivers is that safety is very important. Just like coaches wouldn’t want to compromise the safety of their players on the field or court, nor should you want to compromise your safety or the safety of others on the road. Insurance companies will reward you with discounts for having such safety features such as air-bags, daytime running lights, and anti-lock brakes.
The third lesson that a coach could teach to save on cheap insurance for young male drivers is to never make it easy for your opponent to beat you. With car thefts occurring at a rate of 1 every 26 seconds it is safe to say that car thieves may be your biggest opponents. In order to make sure they don’t beat you by making off with your ride; take some proactive steps to stop them by using anti-theft devices such as steering-wheel locks, kill-switches, and GPS tracking systems. Implementing these techniques will qualify you for discounts from most insurers.
The fourth lesson you can take from a coach is that defense is important. By taking a defensive driving course you could qualify for big savings on cheap insurance for young male drivers. This course must be state-approved and should not be taken as the result of a court mandate. If you are ordered to take such a course by the courts you will not be eligible to take advantage of the discounts offered. It is best to just take the course on your own and present a certificate of completion to your insurer in order to be credited with your savings.
The final lesson a coach could give to get cheap insurance for young male drivers is that sometimes less is more. By making a commitment to drive your car less you could actually qualify for deep discounts as a part of insurance companies’ low-mileage rewards that offer savings to clients that only drive a certain amount of miles daily. Be sure to talk with an insurance agent to get specifics about this and to learn how you could best use it to your advantage. I hope this article was helpful in helping you find the best coverage for your driving needs.